K&M Capital

Loan Calculators

Model your repayments, work out what you can afford, and compare refinance options. Estimates are instant — no email required to see the numbers.

Loan Repayment Calculator

Estimate your monthly, fortnightly, or weekly repayment. Adjust loan amount, rate and term — results update live.

e.g. $650k at 6% over 30 yrs ≈ $3,898/mth
Open calculator

Borrowing Power

How much can you afford to borrow? Based on your income, expenses and interest rate.

e.g. $120k income at 6% ≈ ~$600k borrowing power
Open calculator

Refinance Savings

Compare your existing rate to a new one. See your break-even point and lifetime interest savings.

e.g. Drop from 6.5% to 6% on $500k ≈ save $180/mth
Open calculator

Stamp Duty & Fees

Calculate total upfront purchase costs by Australian state, including FHB concessions.

e.g. $800k home in NSW ≈ $31,335 stamp duty
Open calculator